We all rely on text messages for communication, but have you ever received a suspicious text claiming to be from your bank, delivery company, or even a friend? These could be smishing attempts – phishing scams delivered via SMS. Let’s dive into how to identify and avoid these sneaky messages.

Smishing 101:

Smishing works like email phishing, but with text messages. Fraudsters send messages that appear legitimate, often:

• Creating Urgency: They might claim there’s suspicious activity on your account, a missed delivery, or an urgent update requiring immediate action.
• Using Familiar Names: They might spoof names of trusted companies or even pretend to be a friend in trouble.
• Including Malicious Links: These links, when clicked, can lead to fake websites designed to steal your personal information like passwords or credit card details.

Protect Yourself from Smishing Scams:

Here’s how to stay safe:

• Be Wary of Unexpected Texts: Don’t trust messages demanding immediate action, especially those with generic greetings.
• Never Click on Links in Suspicious Texts: Legitimate companies won’t ask for sensitive information through text messages.
• Verify Information Directly: If a text claims to be from your bank or another company, contact them directly using a phone number you know is correct (listed on their website or the back of your card). Don’t use phone numbers provided in the text.
• Report Smishing Attempts: Forward suspicious texts to your phone carrier’s spam reporting number.

Remember:

• Don’t share personal information via text.
• Take a moment to verify the sender before responding.
• If you’re unsure, it’s always better to be safe than sorry.

By staying aware of smishing tactics and taking these precautions, you can protect yourself from falling victim to these scams. So next time you get a suspicious text, remember – a little skepticism can save you a lot of trouble!